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MR. NED SIEGFRIED: One of the first things that people as me, after they've been in an accident, is "Do I have a case?" The analysis there is really pretty straightforward. There's, or really three elements involved in the, go to make up a viable personal injury case. They really are, initially, you have to have been hurt or injured or damaged as a result of another person's conduct. Okay?

Second prong is liability, which means someone other than yourself has to have been at fault in causing the accident. Okay? Thirdly, you have to be, you have to have a, an ability to collect money from somewhere. Okay, and that usually, virtually always comes in the form of insurance. So, you need to have suffered injury, it has to have been caused by someone else's negligence, and you have to be able to recover financially from the person that caused the injuries from you.