What to Do in an Accident With an Uninsured or Underinsured Motorist

In most states, including Utah, motorists are required to carry liability coverage on their automobiles, and if the automobile is financed, most banks and other lenders require that collision insurance is carried as well. However, the reality is that what people are required to do by law and what they actually do are two different things. In fact, around 10% of Utah motorists do not have insurance coverage, and an even larger percentage are underinsured, and do not have the limits necessary to cover an accident if they are involved in one and at fault